Commercial rate index · metro cell
St. Cloud healthcare rate index
Commercial contracted rates in St. Cloud, MN run 1.08x the national Medicare fee schedule across the office-visit basket. Index 112.7, where 100 is the national standard.
Index 112.7
1.08x Medicare
881 verified rate points
8/8 basket codes
state index 120.3
The basket in St. Cloud
as of 2026-07-15| CPT | Service | Metro median | vs Medicare | Rate points | Tier |
|---|---|---|---|---|---|
| 99202 | Office visit, new patient, 15-29 min | $80.67 | 1.13x | 75 | Standard |
| 99203 | Office visit, new patient, 30-44 min | $134.15 | 1.22x | 54 | Standard |
| 99204 | Office visit, new patient, 45-59 min | $185.00 | 1.11x | 60 | Standard |
| 99205 | Office visit, new patient, 60-74 min | $202.67 | 0.92x | 459 | Benchmark |
| 99212 | Office visit, established patient, 10-19 min | $54.66 | 0.96x | 61 | Standard |
| 99213 | Office visit, established patient, 20-29 min | $94.12 | 1.02x | 61 | Standard |
| 99214 | Office visit, established patient, 30-39 min | $139.23 | 1.06x | 56 | Standard |
| 99215 | Office visit, established patient, 40-54 min | $209.53 | 1.13x | 55 | Standard |
Medians across the full verified distribution of practice-level contracted rates in this CBSA (41060). Floor: 11 verified rate points per code, non-degenerate spread. Denominator: CMS PFS CY2026 national non-facility. Methodology v1.0.
Documented reimbursement figures are modeled, not guaranteed. Derived from federally mandated Transparency in Coverage data (45 CFR 147.212). No PHI.
The market around it.
St. Cloud prints below its state cell (Minnesota at 120.3) and above the national standard of 100.
Cite this page
Source: Reddenda Commercial Rate Atlas, St. Cloud, MN. Reddenda. https://reddenda.health/atlas/mn/st-cloud-41060/
Derivation federally mandated TiC MRFs, verified to provider identityCBSA 41060 · metro grainas of 2026-07-15 · methodology v1.0