Commercial rate index · state cell
Florida healthcare rate index
Commercial contracted rates in Florida run 0.87x the national Medicare fee schedule across the office-visit basket. On the Reddenda index, where 100 is the national standard, Florida prints 90.5, ranked 44 of 51 states.
Index 90.5
0.87x Medicare
232,506 verified rate points
8/8 basket codes published
The basket, code by code
as of 2026-07-15| CPT | Service | State median | vs Medicare | Rate points | Tier |
|---|---|---|---|---|---|
| 99202 | Office visit, new patient, 15-29 min | $77.69 | 1.09x | 37,100 | Benchmark |
| 99203 | Office visit, new patient, 30-44 min | $104.80 | 0.95x | 17,802 | Benchmark |
| 99204 | Office visit, new patient, 45-59 min | $170.12 | 1.02x | 18,575 | Benchmark |
| 99205 | Office visit, new patient, 60-74 min | $181.01 | 0.82x | 87,313 | Benchmark |
| 99212 | Office visit, established patient, 10-19 min | $45.75 | 0.80x | 15,928 | Benchmark |
| 99213 | Office visit, established patient, 20-29 min | $80.00 | 0.87x | 18,603 | Benchmark |
| 99214 | Office visit, established patient, 30-39 min | $115.00 | 0.87x | 19,205 | Benchmark |
| 99215 | Office visit, established patient, 40-54 min | $147.81 | 0.79x | 17,980 | Benchmark |
Medians computed across the full verified distribution of practice-level contracted rates in Florida. Publication floor: 11 verified rate points and a non-degenerate spread. Denominator: CMS PFS CY2026 national non-facility. Methodology v1.0.
Documented reimbursement figures are modeled, not guaranteed. Derived from federally mandated Transparency in Coverage data (45 CFR 147.212). No PHI.
Metros in Florida
The market is metro by metro. So is the index.
Cape Coral-Fort Myers
1020.98x Medicare
Gainesville
99.40.96x Medicare
Crestview-Fort Walton
98.80.95x Medicare
Jacksonville
97.40.94x Medicare
Panama City-Panama Cit
95.60.92x Medicare
Pensacola-Ferry Pass-B
95.20.91x Medicare
Lake City
94.90.91x Medicare
Sebastian-Vero Beach-W
93.90.90x Medicare
Ocala
93.30.90x Medicare
Deltona-Daytona Beach-
91.90.88x Medicare
Naples-Marco Island
91.30.88x Medicare
Tallahassee
910.87x Medicare
Sebring
90.50.87x Medicare
North Port-Bradenton-S
90.50.87x Medicare
Lakeland-Winter Haven
90.50.87x Medicare
Port St. Lucie
90.50.87x Medicare
Orlando-Kissimmee-Sanf
90.50.87x Medicare
Tampa-St. Petersburg-C
90.50.87x Medicare
Key West-Key Largo
90.50.87x Medicare
Palm Bay-Melbourne-Tit
90.50.87x Medicare
Miami-Fort Lauderdale-
89.10.86x Medicare
Punta Gorda
88.70.85x Medicare
Homosassa Springs
83.60.80x Medicare
Wildwood-The Villages
81.70.79x Medicare
Read it against the country.
The national standard is the RCRI print: 0.9608x Medicare, Vintage 001, established July 2026. Florida sits below it. State cells are satellite series to the national print and carry the same frozen methodology.
Cite this page
Source: Reddenda Commercial Rate Atlas, Florida. Reddenda. https://reddenda.health/atlas/fl/
Series ID
RCRI.US.ST.FLDerivation federally mandated TiC MRFs, verified to provider identitystate grain · 232,506 verified rate pointsas of 2026-07-15 · methodology v1.0