Commercial rate index · metro cell
Panama City-Panama City Beach healthcare rate index
Commercial contracted rates in Panama City-Panama City Beach, FL run 0.92x the national Medicare fee schedule across the office-visit basket. Index 95.6, where 100 is the national standard.
Index 95.6
0.92x Medicare
1,766 verified rate points
8/8 basket codes
state index 90.5
The basket in Panama City-Panama City Beach
as of 2026-07-15| CPT | Service | Metro median | vs Medicare | Rate points | Tier |
|---|---|---|---|---|---|
| 99202 | Office visit, new patient, 15-29 min | $77.00 | 1.08x | 262 | Benchmark |
| 99203 | Office visit, new patient, 30-44 min | $108.09 | 0.98x | 147 | Benchmark |
| 99204 | Office visit, new patient, 45-59 min | $168.66 | 1.01x | 165 | Benchmark |
| 99205 | Office visit, new patient, 60-74 min | $210.24 | 0.96x | 612 | Benchmark |
| 99212 | Office visit, established patient, 10-19 min | $49.60 | 0.87x | 124 | Benchmark |
| 99213 | Office visit, established patient, 20-29 min | $80.00 | 0.87x | 156 | Benchmark |
| 99214 | Office visit, established patient, 30-39 min | $115.00 | 0.87x | 157 | Benchmark |
| 99215 | Office visit, established patient, 40-54 min | $164.05 | 0.88x | 143 | Benchmark |
Medians across the full verified distribution of practice-level contracted rates in this CBSA (37460). Floor: 11 verified rate points per code, non-degenerate spread. Denominator: CMS PFS CY2026 national non-facility. Methodology v1.0.
Documented reimbursement figures are modeled, not guaranteed. Derived from federally mandated Transparency in Coverage data (45 CFR 147.212). No PHI.
The market around it.
Panama City-Panama City Beach prints above its state cell (Florida at 90.5) and below the national standard of 100.
Cite this page
Source: Reddenda Commercial Rate Atlas, Panama City-Panama City Beach, FL. Reddenda. https://reddenda.health/atlas/fl/panama-city-panama-city-beach-37460/
Derivation federally mandated TiC MRFs, verified to provider identityCBSA 37460 · metro grainas of 2026-07-15 · methodology v1.0