One non-depleting dataset, sold as seven objects, to five markets.
A score, a report, an index, a feed, an API, a verifiable exhibit, and a licensed dataset. Each is sold to a different buyer at a different ticket, yet all of them are the same corpus viewed at a different altitude. The free surface manufactures trust and traffic; the covenant makes the trusted version un-buyable by the only people who would corrupt it.
The sequence is already running.
Fire the free surface
The county-level Rate Atlas, the RCRI headline index, and the quarterly State of Private-Practice Rates: free forever, built to be cited and shared, pointing every reader at the score that started it.
Open the deal lane
The Searcher Starter Pack self-serve, the Rate Diligence Room per deal, and the Verified Rate Exhibit for every sell-side data room.
Authority and recurring
The IDR Evidence Pack and the annual Ghost Rate Report for earned media; Renewal Concierge and the Annual Rate Review as the recurring organ.
License the standard
Once lenders, litigators, and the press all cite RateScore and RCRI: the RateScore-Inside API, the Benchmark Foundry, and index licensing.
Why this data compounds.
Rows are not the moat. Anyone can download the files we download. Three things do not come with the download.
The verified join
Payer files arrive as terabytes of unkeyed JSON with ghost rates for providers who never billed the code. We stream them, strip the ghosts, and verify every rate to a real NPI, specialty, and place of service against the federal registry. A competitor does not copy this. They re-spend it.
The standard
RateScore v1 is frozen, versioned, and printed on signed exhibits with a content hash. Rows depreciate. A standard compounds every time a memo, a credit file, or a dispute cites it.
Local density and time
The score is computed against the local peer median, never a national average, so each new metro needs fresh local density before it scores. And two ledgers accrue only with time in operation: the rate-history ledger and the confirmed-renewal graph. Neither exists in any public filing. Every month we run early is a month a later entrant cannot buy back.
The covenant seals it
Every rung of the ladder is priced per entity, with unlimited seats: bring the whole diligence team; the meter runs on NPIs and targets, not chairs, and one billing-firm channel partner multiplies covered NPIs without a single sales call. The mechanism is not novel, only the market is: FICO froze a bounded score, Case-Shiller froze an index, CoStar verified public fragments into the benchmark. The rate-history ledger and the confirmed-renewal graph accrue only by running early and exist in no public filing, so a competitor starting later can never back-fill them. Time is the moat. The covenant, contractually enforced on every license, is the one asset a well-funded rival cannot copy without abandoning the payer money that funds it. Layer on the bounded standard everyone cites, the verified identity join, and a free surface whose accuracy grows with every user, and the lead widens every month we run.
One company, two doors
Our healthcare platform proved the corpus where the stakes are highest: on the providers themselves, with live tools issuing real, hash-verified artifacts today. This site is the standard layer those tools stand on, opened to four more markets. Same data. Same database. Same covenant. One system.